GECKO ENGLISH

  IRA is a U.S.-based tax-advantaged personal savings plan allowing individuals to invest in stocks, bonds, or mutual funds for retirement. Contributions may be tax-deductible (Traditional) or made after-tax (Roth), allowing earnings to grow tax-deferred or tax-free. Key Aspects Traditional IRA: Contributions are often tax-deductible; taxes are paid upon withdrawal in retirement. Roth IRA: Contributions are made with after-tax funds; qualified withdrawals in retirement are tax-free. Contribution Limits: The IRS sets annual maximum contribution limits. Withdrawals : Generally, withdrawals before age may incur penalties . Other Types : SEP IRA (for self-employed/small businesses) and SIMPLE IRA bond = a certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time tax-deductible = able to reduce the taxes a person owes in a given year tax-deferred = used to describe a situation in which you pay t...

 

arthropods = insects, spiders, crustaceans stratum corneum = the outside layer of skin that consists of dead cells that gradually fall off Pay Attention To Pronunciation chitin [ˈkʌɪt(ɪ)n]

savings account = a bank account which includes a limited number of withdrawals (=taking money out of an account), a lack of cheque and linked debit card facilities (=a payment card directly connected to your bank account) depositor = a person who keeps money in a bank interest rate = the reward for saving and the cost of borrowing calculated as a percentage of what you owe long-term financial goals = ones you want to achieve in more than five years, such as buying a house, saving for retirement, etc.

skim over = to glide over a surface bedrock = the hard, solid area of rock in the ground that supports the earth above it stubborn to erosion =  highly resistant to being worn away or transported by natural forces like wind, water, or ice haul off = to take away

nebula ( pl nebulae ) = a cloud of gas and dust in outer space precursor = a thing that comes before luminosity = the level of brightness of an object luminous = bright fade = to get darker gradually constellation = a group of stars forming a recognizable pattern that is traditionally named after a mythological figure

  easel = a wooden frame, usually with legs, that holds a picture smock = apron = a garment worn over other clothing to cover the front of the body to protect from liquids paint thinner = a liquid that you add to paint to make it less thick or to remove paint from brushes stray bit = a small, often insignificant piece or fragment seal = to close glaze = a vitreous (=like glass) substance to make pottery look shiny kiln = a special kind of oven for firing things like pottery and bricks to make them hard and resistant to water

  beehive frame = a removable, rectangular structure (wood or plastic) that hangs inside a hive, allowing bees to build honeycomb (= a structure of hexagonal cells of wax, made by bees to store honey and eggs) skep = a beehive (= a container where bees are kept) made from straw (= dried crop stems) or wicker (= thin pieces of wood twisted together) apiary = a place where people keep bees liquid smoke = a water-soluble yellow to red liquid which smells like smoke cold smoke aerosol = a dense, cool mist of smoke generated by a bee smoker (using materials like pine needles or rotten wood) or a chemical spray (like Apifuge) that is used to calm honeybees and mask their alarm pheromones veil = a thing that serves to cover #

  building occupancy classifications = the building requirements for many different fire and life safety features local ordinances = laws or regulations passed by local government to manage specific community issues zoning laws = local government regulations that divide land into different zones (like residential, commercial, industrial, or agricultural) building code = a set of rules that specify the standards for construction objects such as buildings and non-building structures frontage = the front part of a building that faces a road or river setback = the distance between the nearest point of a structure and the property line floor-area-ratio = the connection between a building's total usable floor area and lot area (=total land size of a property) impervious surface = a hard surface that does not let water soak into the ground easement = a right to cross or otherwise use someone else's land for a specified purpose septic analysis = site assessment/soil analysis ...

distinct = different partnership = a business or firm owned and run by two or more partners sole proprietorship = a business or firm owned and run by only one person corporation = a large company or group of companies that is controlled together as a single organization verifiable = it can be checked and proved accurate = correct in all details unbiased = showing no prejudice for or against something withheld = removed back relevance = how important or useful something is to a situation disclosure = giving people new or secret information

exert = to put forth effort to do something burrow = to dig into solidify = to become hard Igneous , sedimentary , and metamorphic are the three main rock types , distinguished by their formation: igneous rocks form from cooled magma/lava, sedimentary from compacted (=pressed together) fragments (sediments) or organic matter, and metamorphic from existing rocks transformed by heat and pressure.

 

  The textile vs. fabric debate may sound like a minor squabble over semantics (=an insignificant argument about meaning), but in the textile industry, it’s a pretty heated (=serious) discussion. Despite their interchangeable usage, they differ in a nuanced (=specific) way. Here’s the lowdown on what sets them apart (=true facts that differ them). The major difference here is that “textile” can refer to an impressive array of fiber-based products, including raw materials and intermediate (=middle stage) products that are processed into fabric. Consequently, textiles are both the ingredients and finished products of a recipe, all interlaced (=joined) by materials, whether finished or unfinished. Fabrics, for another, are whole loaves of bread made from some textiles (their raw dough), waiting for the final shaping and then strutting their stuff (=showing themselves proudly)) at the bakery. In the textile world, fabric is the critical link between raw textiles and end-use textiles, ...